Free Finance Tools for Freelancers

Calculate taxes, generate invoices, and manage your freelance finances — all for free, no signup required.

Income Tax Calculator

Calculate income tax for freelancers under 44ADA. Compare new vs old regime, get advance tax schedule.

44ADAIncome TaxNew RegimeOld Regime

GST Calculator

Add or remove GST from any amount. Get CGST, SGST, IGST breakdown instantly.

CGSTSGSTIGST18% GST

TDS Calculator

Calculate TDS on professional fees (194J), contractor payments (194C), rent & more.

194J194CTDS RateProfessional Fees

Invoice Generator

Create professional GST-compliant invoices for free. Perfect for freelancers & consultants.

GST InvoiceTax InvoiceBill Generator

Salary to Hourly Calculator

Convert your monthly or annual salary to hourly rate. Perfect for freelancers comparing rates.

Hourly RateSalary ConverterMonthly to Hourly

Freelance Rate Calculator

Calculate your ideal freelance hourly rate based on expenses, taxes, and desired income.

Freelance PricingConsulting RateHourly Rate

EMI Calculator

Calculate monthly EMI for home loan, car loan, personal loan with amortization schedule.

Home Loan EMICar LoanLoan Calculator

SIP Calculator

Calculate mutual fund SIP returns with step-up option. See how your investment grows.

Mutual FundSIP ReturnsInvestment Calculator

Advance Tax Calculator

Calculate quarterly advance tax installments and due dates for FY 2025-26.

Quarterly Tax234B234CDue Dates

HRA Exemption Calculator

Calculate House Rent Allowance tax exemption under Section 10(13A).

HRARent ExemptionSection 10(13A)

Gratuity Calculator

Calculate your gratuity amount based on years of service and last drawn salary.

GratuityRetirement BenefitsService Years

Form 16 to ITR Converter

Extract salary details from Form 16 for easy ITR filing. Copy values directly.

Form 16ITR FilingSalary Tax

Credit Cards for Freelancers

Compare the best credit cards for self-employed. Lifetime free, no income proof, cashback & travel rewards.

Credit CardFreelancerLifetime FreeCashback

PPF Calculator

Calculate Public Provident Fund maturity amount, interest earned & tax savings under Section 80C.

PPFSection 80CEEE7.1% Interest

FD Calculator — Bank-wise Rates

Calculate FD maturity with bank-wise interest rates. Compare SBI, HDFC, ICICI, Axis Bank returns.

Fixed DepositSBI FDHDFC FDSenior Citizen

CTC to In-Hand Salary Calculator

Calculate take-home salary from CTC. Includes PF, tax, HRA breakup for new & old regime.

CTCTake HomeIn-Hand SalaryPF Deduction

NPS Calculator

Calculate National Pension System returns, monthly pension & extra ₹50K tax saving under 80CCD(1B).

NPSPension80CCD(1B)Retirement

Compound Interest Calculator

Calculate compound interest with different frequencies. Compare with simple interest. Rule of 72.

CI vs SIRule of 72CompoundingInterest

Lumpsum Investment Calculator

Calculate mutual fund lumpsum returns with LTCG tax. Compare across fund categories.

Mutual FundLumpsumLTCG TaxCAGR

Rent Receipt Generator

Generate rent receipts for HRA exemption. Print all 12 months at once. Free, no signup.

Rent ReceiptHRA ClaimSection 10(13A)Print

Percentage Calculator

5-in-1: What %, % of, % change, tip calculator, and discount calculator.

PercentageTip CalculatorDiscount% Change

Profit Margin Calculator

Calculate profit margin, markup %, and selling price. Essential for pricing freelance services.

MarginMarkupPricingFreelance Rate

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Free Finance Tools for Indian Freelancers & Small Businesses

GigBooks offers a comprehensive suite of free online finance calculators and tools designed specifically for Indian freelancers, consultants, content creators, and self-employed professionals. All tools are free to use with no signup required.

Tax Calculators

Our Income Tax Calculator supports both new and old tax regimes for FY 2025-26, with built-in Section 44ADA presumptive taxation for freelancers. The GST Calculator lets you add or remove GST from any amount with CGST, SGST, and IGST breakdowns. The TDS Calculator covers all major TDS sections including 194J (professional fees), 194C (contractor payments), and 194H (commission). The Advance Tax Calculator generates your quarterly installment schedule with due dates and penalty calculations.

Invoice Generator

Create professional, GST-compliant invoices for free. Our invoice generator includes automatic CGST/SGST/IGST calculation, supports interstate supply, and generates invoices with all mandatory fields required under GST law including GSTIN, HSN/SAC codes, and place of supply.

Financial Planning Tools

Plan your finances with our EMI Calculator for home, car, personal, and education loans with year-wise amortization schedules. The SIP Calculator helps you estimate mutual fund returns with step-up options. Our Freelance Rate Calculator helps you determine your ideal hourly rate based on your expenses, taxes, and target income. The HRA Exemption Calculator and Gratuity Calculator help salaried professionals who also freelance on the side.

Why Use GigBooks Tools?

  • 100% Free — No signup, no credit card, no hidden fees
  • Updated for FY 2025-26 — Budget 2025 tax slabs and rates
  • India-Specific — Built for Indian tax laws, GST, and TDS
  • Instant Results — Real-time calculations as you type
  • Privacy First — All calculations happen in your browser